Loan · repayable

BDC Working Capital Term Loan

Government of Canada, Business Development Bank of Canada · Federal (all of Canada)

OpenGeneral
Funding
See details
Non-monetary support (not a cash amount)
Deadline
Ongoing
Open, accepted on an ongoing basis (no fixed deadline).
Type
Loan · repayable
Company stage
SME

Overview

A BDC term loan to complement your line of credit and maintain cashflow, with principal payment deferral of up to 24 months and a maximum 8-year term. Funds can be used for inventory, market expansion, product development, IP protection, paying suppliers, marketing and employee training.

Who can apply

Must be a Canadian citizen or permanent resident, have a registered business operating for at least 24 months, and have good personal credit.

Not sure if you qualify?Book a call with SeedPort to see whether BDC Working Capital Term Loan fits your company and what you would need to apply.
Book a call with SeedPort

What it can pay for

Business ExpansionExportHiring

Past recipients

No public list of past recipients is linked for this program yet.

Official source

Program details change. Always confirm eligibility, amounts and deadlines on the official page before you apply.

Official program page →

Similar programs

BDC Financing - Tech CompaniesGovernment of Canada, Business Development Bank of Canada
Ongoing
Open
Access to Talent ProgramNatural Products Canada
Up to $75,000
Ongoing
Open
AgriMarketing ProgramGovernment of Canada, Agriculture and Agri-Food Canada
Up to $10,000,000
Mar 31, 2028
Open
AgriMarketing Program - Kosher and Halal Investment ComponentGovernment of Canada, Agriculture and Agri-Food Canada
Up to $2,000,000
Ongoing
Open
AgriMarketing Program - Market Diversification for National Industry AssociationsGovernment of Canada, Agriculture and Agri-Food Canada
Up to $5,000,000
Ongoing
Open
Arts Across Canada and Abroad — Representation and PromotionCanada Council for the Arts
Up to $30,000
Ongoing
Open

Last checked by SeedPort: Oct 15, 2026. SeedPort is not affiliated with the funder. Information is summarized from public sources and may be out of date.